The Mostly Real Estate Podcast, with Declan Spring | Real Estate Entrepreneurship
Master the East Bay market with the definitive realtor podcast for real estate entrepreneurs. Hosted by Declan Spring, this show goes beyond the transaction to deliver deep-dive real estate storytelling and expert media spin analysis of the local market.
Whether you’re looking for a real estate insiders podcast that covers the East Bay or a marketing podcast for entrepreneurs in the property space, we spotlight the top producers, developers, and creatives shaping the industry. Each episode explores the craft, challenges, and character of the market, from community news in the Oakland, Berkeley, and Richmond areas to high-level real estate marketing strategies.
Produced by Declan Spring and Denitsa Shopova (founders of The Home Factor), we bridge the gap between creative media and property expertise. Subscribe for weekly insights on becoming a better real estate entrepreneur, understanding the business of real estate through story-telling and first person experience, and staying ahead of the East Bay market.
CA DRE#01398898
The Mostly Real Estate Podcast, with Declan Spring | Real Estate Entrepreneurship
#33 - Ruth Stroup, A Conversation About The Changing Landscape of Property Insurance
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This podcast episode is cross branded with a weekly podcast I host and produce on behalf of Bridge Association REALTORS®: The Bridge Association of REALTORS® Podcast
Ruth Stroup is a 17 year insurance agent with Farmers®, and founder of the Ruth Stroup Insurance Agency in Oakland.
In our conversation Ruth educates me on many aspects of property insurance and the changes she has seen in her 17 year career. Topics include a brief history of property insurance since the 1980’s and the unintended consequences of 1988’s Prop 103; State Farms May 27th announcement that it has discontinued writing new policies on California property; The reinsurance market; Population growth and property development; Insurance company formulas - loss ratio, combined ratio; Firelines and the 3 factors that comprise fireline scores; Types of insurance carriers in California; FAIR plan; Insurance coverage and purchase contract contingencies; Property insurance inspections after the policy has been written.
Ruth Stroup Insurance Agency, 3560 Grand Ave, Oakland, CA 94610 License #0M13985
Declan Spring is a licensed CA REALTOR® DRE#01398898